The Education Department has temporarily paused aggressive collection efforts on defaulted federal student loans, including wage garnishments and seizure of tax refunds and some federal benefits.​ What is being delayed? Involuntary collections such as Administrative Wage Garnishment (taking money directly ...

CHICAGO—In a finding one payments analyst calls “reassuring,” TransUnion’s latest Consumer Pulse survey shows that a majority of Americans remain optimistic about their household finances over the next year—despite inflation fatigue, rising borrowing costs, and ongoing wallet stress for many ...

Stop us if you have heard this story before. Senator John Fetterman has introduced the Credit Card Fairness Act, a bill that would cap most credit card late fees at $8 by writing this limit into federal law. It is ...

Experian LON: EXPN reported what executives described as another “strong performance” in its third-quarter trading update, with management reiterating full-year guidance after posting double-digit reported revenue growth and continued momentum in North America. Revenue growth remains strong; guidance reiterated Chief ...

Huizar v. TransUnion LLC is a December 17, 2025 Northern District of Indiana decision holding that whether TransUnion’s reinvestigation of the plaintiff’s credit dispute was “reasonable” under the FCRA presents factual issues that must be decided by a jury, not ...

Bank of America Research Finds Consumers Remain Price Conscious Bank of America Institute’s latest research shows that U.S. consumers are still spending, but doing so in a more price‑conscious way, favoring smaller, better‑value purchases over big‑ticket items. Key findings Total ...

Consumer fraud was indeed the single largest category of reported cybercrime complaints in 2025, at least in the Philippines, where it accounted for more than one‑third of all cases handled by authorities.​ What the report says The Philippines’ Cybercrime Investigation ...

Consumer credit reporting company Experian reported strong third-quarter growth on Wednesday, with total revenue increasing 12% at actual exchange rates and 10% at constant currency, alongside 8% organic revenue growth, in line with expectations. Experian maintained its full-year outlook, driven ...

The Credit Card Competition Act (CCCA) is once again back with Congress after first being proposed in 2022. The bipartisan legislation pits merchants against banks in a document aimed at lowering credit card swipe fees on each business transaction. This ...