TCPA suits are up big in 2026 but the number of ATDS (Autodialer) lawsuits being filed this year are near an all time low. There’s a reason. Courts across the country have taken a narrow read of the TCPA’s ATDS ...

The Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC) have launched parallel rulemakings to modernize insider lending rules by updating key dollar thresholds under Regulation O and aligning FDIC insider lending limits with those changes. The proposals aim ...

The Federal Deposit Insurance Corp. is exploring the creation of an independent standard‑setting body to certify bank–fintech partnerships, a move that could reshape how insured depositories vet and monitor third‑party technology providers. FDIC’s new idea: a “UL label” for bank–fintech ...

For decades, courts in TCPA litigation assumed that text messages qualify as “telephone call[s]” under Section 227(c)(5) of the Telephone Consumer Protection Act (TCPA), relying primarily on FCC regulations. That assumption now faces serious challenges. In the wake of the ...

The Federal Trade Commission and state enforcers have sued telehealth platform Hims & Hers, alleging unlawful sharing of sensitive health data with major advertising platforms and deceptive recurring‑billing practices that locked consumers into subscriptions for prescription products. For the credit ...

Texas now ranks among the states with the highest business bankruptcy rates, posting the nation’s third‑highest filing rate and a year‑over‑year jump of 41 percent—developments that carry real implications for credit grantors and collection professionals operating in the state. Texas’ ...

Folsom-based SAFE Credit Union - an employer of hundreds, locally, which holds the naming rights to Sacramento’s downtown convention center - received regulatory approval for its proposed merger with a larger, Washington state-based credit union, the organizations announced Tuesday. The ...

CFPB Deputy Director Mark Paoletta has become the Bureau’s Acting Director following the expiration of Russell Vought’s service as Acting Director on August 1. Under the Federal Vacancies Reform Act, Vought could serve as Acting Director only for a limited ...

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