The Federal Deposit Insurance Corp. has introduced a two-step review process designed to give qualifying de novo bank organizers an earlier regulatory signal before they complete the costly work of launching an insured institution. For deposit-insurance applications received on or ...

Augustus, the German-founded payments fintech formerly known as Ivy, has cleared a major regulatory hurdle in its plan to open a U.S. national bank. The Federal Deposit Insurance Corp. approved deposit insurance for proposed Dallas-based Augustus National Bank, following the ...

ACA International has launched a new Industry Reputation Management Task Force aimed at reshaping how policymakers, the media, and consumers perceive the accounts receivable management (ARM) industry, developing practical tools to counter misinformation and highlight positive contributions. ACA Launches Reputation ...

FTC shuts down company accused of social media investment scheme The Federal Trade Commission (FTC) has shut down International Markets Live, a company accused of running a social media-based investment scheme, and forced it to surrender $90 million in assets ...

Divergent court rulings and delayed FCC requirements are making a defensible consent record—not a one-size-fits-all script—a central compliance priority for lenders. By Credit and Collection News Staff Lenders are reassessing how they obtain, document and manage consumer consent for calls ...

The Consumer Financial Protection Bureau’s request for information on mortgage-credit regulation has brought a familiar compliance regime back to the forefront: the TILA-RESPA Integrated Disclosure rule, better known as TRID or “Know Before You Owe.” Although the Bureau also sought ...

Credit card delinquencies in the United States have reached 13.12% in the first quarter of 2026, the highest level in 15 years, as Americans struggle to manage $1.25 trillion in total credit card debt amid soaring interest rates and inflation ...

Through its Academic Partnerships program, Equifax collaborates with top universities to research and develop next-generation data science solutions. To continue pushing the boundaries of what is possible, the organization partners with leading academic institutions to give students hands-on experience using ...

The Brief Lake Michigan Credit Union and The Studio partnered together for "The Art of the Backstage." The exhibition focuses on set and costume design in the live entertainment world. Visitors can view costumes, renderings and three-dimensional models through September ...