Credit and Collection News

February 12, 2026

TransUnion Announces Strong Fourth Quarter and Full-Year 2025 Results

Exceeded revenue, Adjusted EBITDA and Adjusted Diluted Earnings Per Share guidance Delivered 13 percent revenue growth, or 12 percent organic constant currency Drove 19 percent U.S. Financial Services and 16 percent Emerging Verticals revenue growth Repurchased approximately $150 million of shares ...

February 9, 2026

Electronic Service Of Summons On Persons Within California Not Permitted In Debt Collection Actions In California State Courts

The Debt Collection Licensing Act authorizes the DFPI to examine licensees for violations of laws relating to unlawful service of process. This includes laws that prohibit attempts to use the judicial process to collect a debt where service of summons ...

February 9, 2026

CFPB Finds Student Loan Complaints Hit Record High

CFPB data show that student loan complaints are now at their highest level since the agency began tracking them, with a sharp jump in the most recent award year. What the CFPB found From July 1, 2024 to June 30, ...

Sidney Federal Credit Union formally opens new Cicero branch office - Central New York Business ...

February 9, 2026

Sidney Federal Credit Union donates $500k to Impact Project

Sidney Federal Credit Union (SFCU) has pledged $500,000 to support The Impact Project’s work helping low-income homeowners with critical home repairs, and has also made an associated direct donation. What the $500k is for SFCU is establishing a dedicated loan ...

February 8, 2026

Is The FTC’s AI Preemption Authority Limited?

“The FTC’s AI Preemption Authority is Limited” is a recent Tech Policy Press analysis arguing that, even under President Trump’s new AI Executive Order, the FTC has only narrow and hard‑to‑use tools to override state AI laws. What the Executive ...

February 11, 2026

U.S. Household Debt Delinquency Worsened Slightly In Q4 2025

U.S. household debt delinquencies did worsen modestly in Q4 2025, but from still‑low levels by historical standards, with stress concentrated among lower‑income and younger borrowers. Headline numbers Total household debt reached about $18.8 trillion in Q4 2025, up roughly $191 ...

February 11, 2026

Fannie Mae And Freddie Mac Adopt Alternative Credit Scores

Fannie Mae and Freddie Mac are moving away from relying only on the old “Classic FICO” score and are adopting newer, more inclusive credit score models that can use rent, utilities, and telecom payment data when available. What “alternative credit ...

February 9, 2026

U.S. Bank Freight Payment Index: Late‑Cycle Freight Contraction, Early‑Cycle Pricing Power

The U.S. truck freight market remains in a late‑cycle contraction where capacity, not demand, is setting the price, with clear implications for working capital, credit risk, and liquidity planning for corporations and their finance partners. According to the U.S. Bank ...

February 9, 2026

Data Brokers on FTC’s Radar Over Data Sharing With China, Russia

The FTC has sent warning letters to 13 unnamed data brokers that appear to be marketing or sharing sensitive data about U.S. residents, including information on whether individuals are affiliated with the U.S. armed forces, in ways that could make ...

February 12, 2026

NCUA Suggests GENIUS Act Rules for Credit Union Stablecoin Issuers

NCUA has released a draft rule that creates a licensing and supervisory framework for credit‑union–affiliated stablecoin issuers under the GENIUS Act, opening a formal path for federally insured credit unions to participate in issuing payment stablecoins. What the proposal does ...