Experian has launched a new high-yield Experian Smart Money Digital Savings Account that sits inside its existing membership ecosystem and is designed to help members earn more interest on their cash while they manage their overall financial health. Key features ...

Europe’s top banking and central bank figures are warning that the EU is too dependent on US card networks like Visa and Mastercard and are backing new European schemes such as Wero to reduce that reliance. What the banking chief ...

What changed in the complaint process People trying to file complaints online must now click through multiple CFPB web pages that emphasize legal limits and direct them to deal with credit reporting agencies or companies first, especially for credit report ...

U.S. credit card balances have hit a record high of about $1.28 trillion, and it’s a clear sign that many households are under growing financial strain. What the $1.28T number means The $1.28 trillion figure comes from the New York ...

The Consumer Financial Protection Bureau (CFPB) has shifted its entity oversight toward a narrower, more risk‑focused and resource‑constrained model built around a new “humility” framing and reduced examination footprint. What changed in CFPB oversight The CFPB is resuming supervision and ...

A recent U.S. study in JAMA Health Forum found that adults with recent symptoms of depression, anxiety, or post-traumatic stress were significantly more likely to have used “buy now, pay later” (BNPL) loans in the past year than adults without ...

Zest AI powers unprecedented GenAI adoption across credit union leagues, delivering real-time lending intelligence to advance the policy priorities for more than 900 credit unions BURBANK, Calif.–(BUSINESS WIRE)–Today, Zest AI announced that Cornerstone League and GoWest Credit Union Association have ...

Key insight: The three credit bureaus — Equifax, Experian and TransUnion — say the complaint portal is being abused by third-party credit repair firms and AI bots. What's at stake: Credit repair firms are using the CFPB's complaint portal to try ...

This headline refers to South Dakota Senate Bill 18 (2026), which repeals special income “modifications” related to bad‑debt deductions under the state’s bank franchise tax. What the bill does SB 18 is titled “An Act to repeal income modifications for ...