Here's what the latest data shows, based on the NY Fed's Q1 2026 Household Debt and Credit Report: Slowing Flow Into Delinquency The key metric NY Fed researchers flagged is the "flow rate" — the share of auto accounts newly ...

There are reports that NCP’s collapse into administration has left a very large backlog of unpaid private parking charges, but those penalties remain legally enforceable in principle even though the company is insolvent. What has happened to NCP? National Car ...

Late payments have long affected UK retail and supply chains, especially small and medium-sized firms with limited financial buffers. / Credit: Hakaroo Project via Shutterstock The UK government has introduced new legislation aimed at speeding up payments between businesses, in ...

Senate Democrats are using the Congressional Review Act (CRA) to force a series of floor votes to overturn recent CFPB rollbacks made under the Trump administration, putting Republicans on record on specific consumer‑protection issues in an election year. What Democrats ...

A federal judge has ordered Cliq to pay $6.5 million in a long-running case related to its fraud-prevention measures. However, the payment processing company said it views the outcome of the case as a vindication, as U.S. District Judge Miranda ...

Student loan defaults have surged since repayment resumed, with about 2.6 million federal borrowers falling into default in the first quarter of 2026 alone, according to new data from the New York Fed. What the 2.6 million figure means The ...

As AI use grows, more organizations are shifting staff to higher value tasks rather than eliminating positions. You can learn more about how your peers are using AI at ACA’s upcoming Convention & Expo in July. A global survey of ...

Bitcoin Depot (NASDAQ: $BTM), the largest operator of Bitcoin (CRYPTO: $BTC) ATMs in North America, has filed for Chapter 11 bankruptcy and is closing up shop. The Atlanta-based company filed for protection from its creditors and said it plans to ...

From left, Jarrod Camps, Jaden Camps, Preston Daub, Hunter Beaule, Nicole Camps and Cameron Camps pick up some swag from Sean Hladick, right, community relations manager at Service Credit Union, in Gilford, on Saturday. (Jeremy Hart/The Laconia Daily Sun photo) ...