A recent New York Fed study found that delinquency expectations have softened and credit applications are at a three-year high. The Federal Reserve Bank of New York released its latest Survey of Consumer Expectations on March 9, revealing that U.S ...

Senators Coons and Murkowski proposed the Ending Scam Credit Repair Act to combat fraudulent credit repair practices. Quiver AI Summary Senators Coons and Murkowski introduce new legislation: U.S. Senators Chris Coons and Lisa Murkowski have introduced the Ending Scam Credit ...

LETTERKENNY Credit Union has announced a merger with Swilly Mulroy Credit Union – describing it as an exciting opportunity for both credit unions. In a message to members, Letterkenny Credit Union Chairperson Paul Hume said the board this week passed ...

France’s late-payment problem is spawning a niche of AI “cash collection agents,” and Cleavr is one of the first pure plays in this space, having just raised a €1M pre-seed round to go after it. What’s happening in France In ...

Securitized auto loan delinquencies did tick down month over month in February as tax refund season started, but they remain historically elevated and risk indicators are still unfavorable for 2026 overall. What’s happening in February Early tax refunds usually produce ...

Timothy Mackay describes a multi-pronged, acquisition-led regional growth strategy focused on deepening Landmark Credit Union’s presence in key Wisconsin markets and selected Illinois communities, leveraging indirect lending strengths and bolt-on bank/branch deals to add deposits, loans, and full-service member access ...

Gallup’s new data show that 49% of U.S. workers say they are “struggling” in their lives, while a slightly smaller share report “thriving,” marking the first time since Gallup began tracking that struggling workers outnumber those thriving. What the study ...

Key Points Department of Education is transferring responsibility for defaulted student loan collections to the Department of Treasury. Later phases would expand Treasury’s role to include non-defaulted loans and potentially other Federal Student Aid functions, including FAFSA administration and Pell ...

Small businesses to be backed by new, stronger measures to tackle late payments. UK is backing small businesses with the toughest laws on late payments in the G7 Sweeping new powers for the Small Business Commissioner, including multi-million-pound fines to ...