Credit and Collection News

December 16, 2025

FTC Will Require Illusory Systems to Return Money Stolen by Hackers and Implement an Information Security Program

The FTC alleged that Illusory’s security failures allowed hackers to exploit a coding vulnerability and steal $186 million from consumers The Federal Trade Commission is taking action against Illusory Systems Inc. for failing to implement adequate data security measures, leading ...

December 17, 2025

When Does a Late Mortgage Payment Get Reported?

A late mortgage payment is typically reported to the credit bureaus only once it is 30 days past the due date, not just a few days late. When a payment is “late” vs. when it’s reported Your mortgage payment is ...

December 17, 2025

Full DC Circuit Will Review Trump’s Efforts To Dismantle CFPB

The D.C. Circuit Court of Appeals has agreed that the full court (sitting en banc) will rehear a major case over President Trump’s attempt to effectively dismantle the Consumer Financial Protection Bureau (CFPB) through mass firings and defunding strategies. This ...

December 16, 2025

Borrower sues Servbank, Mr. Cooper over FHA COVID foreclosure

The lawsuit traces the trouble back to the pandemic. In 2020, James entered a 16‑month COVID-19 forbearance, which he says was granted because of financial hardship and his need to support family members. As that relief period ended, he turned ...

December 17, 2025

UWM acquires mortgage servicer in $1.3 billion all-stock deal

In a move that significantly expands its footprint in the mortgage servicing landscape, Pontiac-based United Wholesale Mortgage Holdings Corp. said Wednesday it would acquire Two Harbors Investment Corp. in an all-stock deal valued at $1.3 billion. The merger combines United ...

December 17, 2025

Equifax Secures 27 Patents, Advancing its AI Strategy

Equifax announced it secured 27 new patents in the second half of 2025, with 20 directly supporting its AI initiatives under the EFX.AI strategy. These additions bring its total new patents for 2025 to 62 and expand a portfolio of ...

December 21, 2025

Apple’s Debt-Collection Clause Rattles Developers in Fee Fight

Apple Inc. has inserted itself into the role of debt collector in its latest developer agreement, empowering the iPhone maker to deduct unpaid commissions and fees directly from developers’ earnings. The update, published this week on Apple’s developer site, arrives ...

December 20, 2025

700Credit data breach exposes millions to identity theft risk.

700Credit says a network breach exposed names, Social Security numbers and financial data of 5.8m+ Americans, prompting regulators and law firms to warn of identity theft risks. Summary 700Credit reported to the Maine Attorney General that 5,836,521 people were affected ...

December 17, 2025

Statement from Senator Warren on the D.C. Circuit’s Agreeing to Hear CFPB Case En Banc

December 17, 2025 Washington, DC – Today, U.S. Senator Elizabeth Warren (D-Mass.), Ranking Member of Senate Committee on Banking, Housing, and Urban Affairs, released the following statement on the D.C. Circuit's agreeing to hear the CFPB case en banc: “Good ...

December 21, 2025

Why Appeals Alone Can’t Fix Medical Accounts Receivable In 2026

In 2026, medical accounts receivable (AR) feels less like a back-office metric and more like a daily operational threat. Denial rates continue to rise across Medicare, Medicaid, and commercial payers. It creates a significant amount of AR for healthcare providers ...

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December 22, 2025 Headline News

Federal Home Loan Bank of New York Made More Than $150 Million Available to Support Affordable Housing and Community Development Initiatives in 2025

Additionally, FHLBNY invested $375 million in housing bond issuance to support more than 8,500 affordable homes NEW YORK, ...

Federal Home Loan Bank of Indianapolis - TechPoint

December 22, 2025 Headline News

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April 21, 2026

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Credit and Collection News Conference 21

Defense and Compliance Attorneys

FTC Will Require Illusory Systems to Return Money Stolen by Hackers and Implement an Information Security Program

When Does a Late Mortgage Payment Get Reported?

Full DC Circuit Will Review Trump’s Efforts To Dismantle CFPB

Borrower sues Servbank, Mr. Cooper over FHA COVID foreclosure

UWM acquires mortgage servicer in $1.3 billion all-stock deal

Equifax Secures 27 Patents, Advancing its AI Strategy

Apple’s Debt-Collection Clause Rattles Developers in Fee Fight

700Credit data breach exposes millions to identity theft risk.

Statement from Senator Warren on the D.C. Circuit’s Agreeing to Hear CFPB Case En Banc

Why Appeals Alone Can’t Fix Medical Accounts Receivable In 2026

Federal Home Loan Bank of New York Made More Than $150 Million Available to Support Affordable Housing and Community Development Initiatives in 2025

Federal Home Loan Bank of Indianapolis Seeking Nominations for Affordable Housing Advisory Council

Virginia Credit Union and Member One Donate $15,000 to Support Programs for Youth in Roanoke, Lynchburg

Federal Home Loan Bank of New York Made More Than $150 Million Available to Support Affordable Housing and Community Development Initiatives in 2025

Federal Home Loan Bank of Indianapolis Seeking Nominations for Affordable Housing Advisory Council

Virginia Credit Union and Member One Donate $15,000 to Support Programs for Youth in Roanoke, Lynchburg

States Advance Medical Debt Protections As Federal Support Turns To Opposition

CFPB Plans To Scrap Biden-Era Policy On Noncitizen Fair Lending

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