What the headline is signaling More lenders (banks, captives, independents, and fintechs) are actively targeting borrowers with thin credit files or below‑prime scores, rather than avoiding them. As additional capital and competitors enter this space, the pricing and terms that ...

In today’s Finshots, we tell you why everyone is suddenly worried about private credit, despite the industry booming. But here’s a quick sidenote before we begin. If you’re someone who loves keeping tabs on the world of business and finance, hit ...

BALTIMORE — Lawmakers in Annapolis are pushing a bill to help Maryland drivers buried in thousands of dollars of toll debt. The legislation would allow the Maryland Transportation Authority to waive some fees and penalties even after the debt is ...

A sharp rise in small business reorganizations and consumer filings signals mounting financial pressure as debt levels and interest rates remain high. New data released by Epiq AACER shows an acceleration in bankruptcy filings during the first three months of ...

The Neptune Beach police chief reports the city had nearly half a million dollars in unpaid tickets from 2022-2024. NEPTUNE BEACH, Fla. — Drivers with unpaid parking tickets in Neptune Beach could be hearing from a debt collector soon. The ...

Looking Ahead to 2026 As the Consumer Financial Protection Bureau (CFPB) continues to reduce its functions in 2026, we expect even fewer enforcement actions by the agency in the debt collection and settlement space. Key Trends From 2025 Throughout 2025, ...

Subprime auto loan delinquencies have recently climbed to their highest levels in roughly a decade-plus, signaling mounting stress among lower‑income borrowers but not (yet) a systemic credit event. What “11‑Year High” Refers To Fitch Ratings has reported that delinquencies in ...

Experian's new credit reporting platform aims to provide smaller lenders with the same robust data insights as their larger counterparts.Costa Mesa Today Experian, one of the major consumer credit reporting agencies, has launched a new product called Experian Express that ...

Homeowners aren’t the only ones enjoying property prices hitting near historic highs. Debt collectors are, too, by enforcing collection on “zombie mortgages.” The loans earned the “zombie” moniker from mortgages that homeowners believed were settled or paid off years before ...