By Stefanie Jackman, Joseph Reilly, Jesse Silverman, Lori Sommerfield & Chris Willis on December 30, 2025 POSTED IN CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), FEATURED POSTS, REGULATORY ENFORCEMENT + COMPLIANCE Today, another significant decision was issued in the ongoing battle over ...

Freddie Mac’s November data show very modest mortgage portfolio growth and a small but noticeable uptick in single‑family delinquencies, reflecting a cautious late‑year housing and credit environment. The underlying trends point to subdued expansion, stabilizing rates, and slightly higher credit ...

If we want to protect consumer privacy, strengthen innovation and restore competitive markets, then the path forward is clear: repeal the Consumer Financial Protection Bureau’s Section 1033 rule — and shut down the CFPB. For too long, the CFPB has ...

FDIC announced that it issued seven administrative enforcement orders in November 2025, covering one bank consent order, two individual prohibition orders, and four orders terminating prior actions or insurance.​ What the FDIC Announced FDIC made public a total of seven ...

The US Federal Reserve agreed to cut interest rates at its December meeting only after a deeply nuanced debate about the risks facing the US economy right now, according to minutes of the latest two-day session. Even some of those ...

For many financial institutions, particularly small banks and credit unions, collaborating with FinTechs has become one of the most effective ways to modernize products, improve customer experiences and remain competitive without rebuilding core systems from the ground up. At the ...

NCUA has sent its proposed GENIUS Act rule to the Office of Management and Budget (OMB), starting the formal process that must occur before the proposal is released for public comment and finalized.​ What just happened The National Credit Union ...

“Big Banks Enjoy Stealth Bailouts” is a December 29, 2025 DCReport exposé arguing that the New York Federal Reserve is quietly funnelling tens of billions of dollars in ultra‑cheap cash to major banks through its repo lending operations, amounting to ...

Credit card debt in the U.S. did surge to record levels in 2025, but it grew at a steady, not explosive, pace and shows a mixed picture of risk and resilience.​ How high debt got Americans owed about 1.21–1.23 trillion ...