Credit and Collection News

January 28, 2026

How Credit Unions Can Use Digital Gaming to Drive Deeper Engagement and Smarter Data

Digital engagement expectations are rising fast across financial services. Members today are shaped by consumer apps, personalized experiences, and instant feedback loops—and they bring those expectations with them when interacting with their credit unions. Static content, long forms, and one-way ...

January 26, 2026

Florida Federal Court Stays Discovery In TCPA SMS Case– Says Congress May Have Delegated Too Much Authority To FCC

Just a beautiful case to report this morning. In McGonigle v. Pure Green 2026 WL 111338 (S.D. Fl. Jan. 15, 2026) the district court granted the defense motion to stay a TCPA suit involving SMS messages to numbers on the DNC. A ...

January 29, 2026

Federal Reserve keeps interest rates unchanged even as Trump continues to insist they be lowered

WASHINGTON, D.C. — The Federal Reserve pushed the pause button on its interest rate cuts Wednesday, leaving its key rate unchanged at about 3.6% after lowering it three times last year. Chair Jerome Powell said at a news conference after ...

Dirt Cheap closing. Company based in Hattiesburg MS

January 30, 2026

Iconic treasure hunt retailer closing all stores in bankruptcy

You’re likely seeing headlines about Dirt Cheap and Treasure Hunt, two “treasure-hunt” style discount chains whose parent company filed for Chapter 11 and is closing all stores. Who is closing and why The chains are Dirt Cheap, Treasure Hunt, and ...

Why Schema Markup is Essential for Credit Unions in the AI Era

January 27, 2026

Credit unions deploy AI to cut costs while navigating fraud and regulatory concerns

Credit unions are using AI to automate back-office work and strengthen fraud defenses, but they must design these systems to be explainable, well-governed, and aligned with emerging “high‑risk” AI rules in finance. How AI cuts costs for credit unions Automating ...

January 31, 2026

Arkansas Department of Finance & Administration to waive car registration late fees

LITTLE ROCK, Ark. (KATV) — Drivers across Arkansas whose vehicle registration expired this week will get a break on late fees after icy conditions forced State Revenue offices to close. All Arkansas revenue offices shut down because of icy temperatures, ...

January 26, 2026

Credit Card Rate Caps Will Make Housing Less Achievable

Affordability is emerging as the defining economic challenge facing the next Congress and housing sits squarely at the center of the affordability problem. For younger families in particular, the gap between incomes and home prices has turned what once felt achievable into ...

Ford and General Motors rally on strong auto sales for November - SpeedLux

January 29, 2026

Ford & General Motors Get FDIC Approval To Be Banks

Ford and General Motors have received FDIC approval to set up their own FDIC‑insured industrial banks, Ford Credit Bank and GM Financial Bank, both to be based in Utah and focused on auto financing funded by online deposits. What exactly ...

January 31, 2026

Ooredoo Fintech expands money transfer options in Qatar through partnership with Western Union

Ooredoo Fintech expands money transfer options in Qatar through partnership with Western Union Ooredoo Fintech has launched a new partnership with Western Union that plugs Western Union’s international money transfer services directly into the Ooredoo Money app in Qatar, giving ...

January 30, 2026

Equifax Launches Credit Abuse Risk Model to Help Protect Lenders Against the Rising Financial Impact of First-Party Fraud

New Behavioral Insights Detect Potential Credit Washing or Loan Stacking Activities to Drive More Confident Lending Decisions ATLANTA, Jan. 30, 2026 /PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of Credit Abuse Risk, a new predictive model that uses ...

The exchange for the debt economy

California's DFPI imposes a desist and refrain order on Celsius Network - TheCoinrise.com

February 1, 2026 Headline News

Upcoming Events

April 21, 2026

2600 Tiburon Drive, Naples, FL 34109

Credit and Collection News Conference 21

The exchange for the debt economy

How Credit Unions Can Use Digital Gaming to Drive Deeper Engagement and Smarter Data

Florida Federal Court Stays Discovery In TCPA SMS Case– Says Congress May Have Delegated Too Much Authority To FCC

Federal Reserve keeps interest rates unchanged even as Trump continues to insist they be lowered

Iconic treasure hunt retailer closing all stores in bankruptcy

Credit unions deploy AI to cut costs while navigating fraud and regulatory concerns

Arkansas Department of Finance & Administration to waive car registration late fees

Credit Card Rate Caps Will Make Housing Less Achievable

Ford & General Motors Get FDIC Approval To Be Banks

Ooredoo Fintech expands money transfer options in Qatar through partnership with Western Union

Equifax Launches Credit Abuse Risk Model to Help Protect Lenders Against the Rising Financial Impact of First-Party Fraud

California Continues To Expand DFPI Enforcement Laws Against Financial Institutions

How CFPB Rulemaking Shifted In 2025

Medical Debt Help Bill Clears Senate

California Continues To Expand DFPI Enforcement Laws Against Financial Institutions

How CFPB Rulemaking Shifted In 2025

Medical Debt Help Bill Clears Senate

Trump’s Student-Loan Repayment Overhaul Has Private Lenders ‘Excited’

Trump nominates Kevin Warsh as new chair of Federal Reserve

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Credit and Collection News Conference 21

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