Oklahoma just enacted a comprehensive consumer data privacy law (SB 546) that primarily hits larger data holders, including big tech platforms and data brokers, and will take effect January 1, 2027. Scope and who is covered Applies to entities doing ...

Fair Isaac is flagging a bifurcated, “K‑shaped” credit landscape: the broad middle of U.S. consumers with merely average credit is shrinking, while a record share of borrowers now sit in the prime and super‑prime tiers even as the overall average ...

The phrase refers to three intertwined risk themes currently weighing on bank valuations and supervision: geopolitical/energy risk from Iran, structural disruption and tail risk from AI, and credit-cycle and liquidity risk from the rapid growth of private credit markets. Iran: ...

Gallup’s new data show that 49% of U.S. workers say they are “struggling” in their lives, while a slightly smaller share report “thriving,” marking the first time since Gallup began tracking that struggling workers outnumber those thriving. What the study ...

The FTC has sent warning letters to 97 auto dealership groups nationwide, telling them that many common advertising and pricing practices may be deceptive and must stop if they violate the FTC Act. What the FTC just did On March ...

The national mortgage delinquency rate rose by 7 basis points (bps) in February to 3.72%, driven by a 4% seasonal rise in early (30-day) delinquencies and a 3% rise in seriously delinquent (90-plus day) loans. According to data from Intercontinental ...

Acting CFPB Director Russ Vought quietly met with House Financial Services Committee Republicans on Friday to talk about how to curb the bureau’s power without formally killing it, and to push specific Trump‑era policy priorities across the finish line. Core ...

Bank of America has agreed to pay about $72.5 million to settle a class-action lawsuit filed by Jeffrey Epstein victims who alleged the bank helped facilitate his sex‑trafficking operation by providing banking services despite red flags. Core facts Settlement amount: ...

The headline refers to a recent WSJ piece arguing that a proposed tweak to U.S. bank capital rules would make it cheaper, on a risk‑weighted basis, for banks to lend to private credit funds and other nonbanks than to many ...