NCUA has released a draft rule that creates a licensing and supervisory framework for credit‑union–affiliated stablecoin issuers under the GENIUS Act, opening a formal path for federally insured credit unions to participate in issuing payment stablecoins. What the proposal does ...

NCUA has issued its first GENIUS Act implementing proposal, setting out how credit union–affiliated entities can become licensed payment stablecoin issuers and how FICUs may invest in them. High‑level status On February 11–12, 2026, NCUA released a Notice of Proposed ...

The Fed reports that while delinquency rates for non-mortgage debt have mostly leveled off, auto and credit card balances increased in the final quarter of 2025. Data At a Glance: Credit card balances grew by $44 billion in the fourth ...

Donald Trump is intensifying efforts to weaken and effectively shut down the Consumer Financial Protection Bureau (CFPB), escalating a year‑long campaign that has already paused most supervision and enforcement and left the agency in a precarious funding and operational position ...

U.S. mortgage delinquencies moved higher in Q4 2025, with the pressure concentrated in FHA and other lower‑income borrower segments rather than a broad systemic breakdown. Headline numbers The seasonally adjusted delinquency rate on one‑to‑four‑unit residential mortgages rose to 4.26% of ...

Disney has agreed to a $2.75 million fine with the state of California and implementation of a comprehensive privacy program in response to allegations that it broke the state’s landmark privacy law by making it exceedingly difficult for consumers to ...

For the 2025 tax year, eligible U.S. taxpayers can deduct up to $10,000 in auto loan interest under a temporary provision enacted as part of President Donald Trump's One Big Beautiful Bill Act. However, most eligible borrowers will deduct far ...

As retail and corporate banking continue to shift decisively toward digital channels, the reliability of internet and mobile banking platforms has become a frontline operational concern. Customers now expect instant access to balances, real-time transaction updates, and uninterrupted service across ...

The California DFPI’s Debt Collection Advisory Committee is actively reviewing industry feedback on proposed regulations under the Debt Collection Licensing Act (DCLA) as part of its 2026 rulemaking and supervisory agenda. What the Advisory Committee Does The Debt Collection Advisory ...