New York City’s Amended Debt Collection Rules Draw Legal Challenge
New York City’s recently amended debt collection rules — scheduled to go into effect on December 1, 2024 ...
CFPB Cracks Down On Auto Lenders That Use Misleading Ads And Charge Bogus Fees
Some lenders added on useless loan products, or charged APRs on car loans that were more than double ...
Big Banks Are Bracing For Losses As Americans Struggle To Pay Off Debt
US banks are having a harder time collecting debts, so they're taking precautions. According to Federal Reserve data, ...
Nearly 2 In 5 Cardholders Have Maxed Out A Credit Card Or Come Close
Almost two in five cardholders (37%) have maxed out a credit card or come close since the Federal ...
Fintech association sues CFPB over BNPL rule
Earlier this year, the CFPB published its interpretive rule declaring that pay-in-four BNPL lenders should be treated in ...
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