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News and Updates
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Senate Bill Would Cap Consumer Interest Rates At 36%

A new Democratic Senate bill—the Predatory Lending Elimination Act—has been introduced to impose a nationwide 36% APR cap ...
Chicago To Sell $1B In Debt From Unpaid Fees Despite Uncertain Buyers
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Chicago To Sell $1B In Debt From Unpaid Fees Despite Uncertain Buyers

Chicago plans to package and sell about $1 billion in long-uncollected city debt—primarily unpaid parking tickets, red‑light and ...
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CFPB Beats Lawsuit Over Home Energy Loan Transparency Rules

A federal district court in Florida has dismissed a trade group’s challenge to the CFPB’s 2024 transparency rule ...
Mortgage Delinquencies Increased In Q4 2025
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Mortgage Delinquencies Increased In Q4 2025

From the MBA: Mortgage Delinquencies Increase in the Fourth Quarter of 2025 The delinquency rate for mortgage loans ...
Medical emergencies can lead to debt and bankruptcy — even for insured Americans
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Medical emergencies can lead to debt and bankruptcy — even for insured Americans

Medical emergencies often trigger significant debt and a measurable rise in bankruptcy risk for U.S. households, including those ...

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