Amazon has agreed to pay a $2.25 million civil penalty and overhaul how it handles requests from identity theft victims, following a federal complaint accusing the Seattle-based retail giant of stonewalling customers trying to clear fraudulent charges from their names ...

Trade groups say targeted TRID reforms could reduce compliance friction and closing delays while preserving useful borrower information. WASHINGTON — America’s Credit Unions has joined six financial-services and housing trade groups in asking the Consumer Financial Protection Bureau to revise ...

The Office of the Comptroller of the Currency is signaling a markedly more receptive posture toward crypto and other financial-technology firms seeking entry to the federal banking system. But the growing charter queue should not be mistaken for a regulatory ...

The affordability crisis is impacting Gen Z so greatly that many admit they have driven a vehicle without insurance in 2026, despite the risk of getting a ticket with a hefty fine or losing their license for doing so. A ...

Chicago’s effort to monetize delinquent city receivables has run into a fundamental market problem: City Hall has not found a financial institution willing to facilitate the proposed sale. The stalled initiative, which anticipated $89.6 million in 2026 revenue, illustrates the ...

Probably not—but the expansion is increasingly vulnerable to an energy-driven inflation shock, restrictive interest rates, and a consumer whose spending strength may not be durable. As of mid-August, the available data point to slower but still positive growth rather than ...

FTC complaint data point to a sharp escalation in reported collection-call activity, putting renewed pressure on agencies, creditors and compliance teams to distinguish effective outreach from conduct that drives complaints, litigation and reputational risk. Reported debt collection calls more than ...

SACRAMENTO – The California Department of Financial Protection and Innovation (DFPI) announced today that it has ordered the Utah-based Academy Mortgage Corporation to pay $825,000 for failing to adequately protect the personal information of more than 284,443 people, including at least 34,452 California residents. In addition, ...

Equifax has agreed to establish a $100 million settlement fund to resolve a proposed nationwide class action arising from a 2022 coding error that transmitted inaccurate credit scores and related credit attributes to lenders. The proposed deal, which remains subject ...