Less regulation doesn’t have to mean chaos. It could be an opportunity for US lenders to reassess how creditworthiness is defined in a more inclusive and data-informed way. Michele Tucci, chief strategy officer and co-founder of Credolab, a global device behavioural ...

Venmo, the digital money transfer company owned by PayPal, is going after consumers who have a negative balance in their accounts. According to a report in The Wall Street Journal, citing customer service emails reviewed by the paper, Venmo is threatening ...

The Federal Trade Commission’s historic ban on noncompete agreements could die a quiet death next month if President Donald Trump’s new commission appointees choose not to defend it in court. The ban ― which would bar most firms from requiring workers ...

The Federal Trade Commission has opened an in-depth review of SoftBank’s acquisition of Santa Clara-based chip designer Ampere Computing, Bloomberg reported on Tuesday. The FTC made what is known as a “second request for information,” signaling the start of a ...

The U.S. government has secured a legal victory in its efforts to access crypto user data, with Coinbase at the heart of the case. After years of legal proceedings, the courts have ruled in favor of the IRS, granting it ...

The Trump administration’s “Big Beautiful Bill” may contain many initiatives lauded by the housing industry, but if you’re a federal regulator — namely the Consumer Financial Protection Bureau (CFPB) — you might have a different take. The multitrillion-dollar bill, which ...

Car buyers financed an average of $42,388 for new vehicles last quarter Consumers also opted for longer loan terms and put less money down The average new-vehicle APR was 7.2% (NewsNation) — Once considered rare, $1,000 car payments are fast ...

On June 30, 2025, California Gov. Gavin Newsom signed a large “budget trailer” bill that will have significant consequences on the mortgage industry. In relevant part, the new law addresses foreclosures on so-called zombie second mortgages. And while some regulation in ...

TransUnion Reveals 60% UK Adults Like Using BNPL Due to Its Simplicity by The Fintech TimesJune 30, 2025 LinkedInTwitterFacebookWhatsAppTelegramCopy LinkShare TransUnion, the credit reference agency, has published new findings on the usage of buy now pay later (BNPL), as it ...