CFPB Says Earned Wage Products Are Not Loans Under TILA
December 28, 2025 11:59 pm Leave your thoughtsThe CFPB has issued a new advisory opinion stating that many employer-partnered earned wage access (EWA) products are not “credit”... View Article
Author Archives for steve
Government To Re-Start Garnishing Wages On Millions Of Americans In Default On Student Loans
December 28, 2025 10:09 pm Leave your thoughtsThe federal government is resuming wage garnishment on defaulted federal student loans in early 2026, with the first notices going... View Article
Car Payments Have Become The New Mortgage As Some Americans Face 100-Month Loans
December 28, 2025 8:26 pm Leave your thoughtsCar payments are rising so fast that many households now carry them like a second mortgage, and a small but... View Article
Ohio Tax Foreclosure Damages Suit Tossed by State Appeals Court
December 28, 2025 5:50 pm Leave your thoughtsAn Ohio appeals court has held that former homeowners in a Cuyahoga County tax‑foreclosure program cannot bring a damages lawsuit... View Article
The five biggest bank M&A deals of 2025
December 28, 2025 1:30 pm Leave your thoughtsKey insight: There were more bank M&A deals in 2025 than in the past three years, and the combinations were... View Article
FTC Warns Businesses About Fake Reviews, Urges Consumers to Stay Vigilant
December 28, 2025 12:02 pm Leave your thoughtsThe headline refers to a recent FTC enforcement push under its new Consumer Review Rule, which targets businesses that use... View Article
Trump Has a New Auto Loan Tax Break. Here’s Who Could Benefit.
December 28, 2025 10:57 am Leave your thoughtsTrump’s new auto loan tax break lets many middle‑income borrowers deduct interest on qualifying new car loans from their federal... View Article
Bankruptcies soar as companies grapple with inflation, tariffs
December 28, 2025 5:00 am Leave your thoughtsCorporate bankruptcies in the United States have jumped to their highest level in about 15 years, with hundreds of firms... View Article
Freddie Mac Sees Modest Portfolio Growth, Slight Delinquency Uptick In Cautious November Market
December 28, 2025 12:00 am Leave your thoughtsFreddie Mac’s November data show very modest mortgage portfolio growth and a small but noticeable uptick in single‑family delinquencies, reflecting... View Article
Fannie Mae Sees Moderate Housing Market Growth Into 2026
December 28, 2025 12:00 am Leave your thoughtsFannie Mae’s latest outlook calls for a gradually improving but still challenging housing market, with modest growth in home sales... View Article
