A new Democratic Senate bill—the Predatory Lending Elimination Act—has been introduced to impose a nationwide 36% APR cap (including fees)... View Article
Chicago plans to package and sell about $1 billion in long-uncollected city debt—primarily unpaid parking tickets, red‑light and speed... View Article
A federal district court in Florida has dismissed a trade group’s challenge to the CFPB’s 2024 transparency rule that applies... View Article
From the MBA: Mortgage Delinquencies Increase in the Fourth Quarter of 2025 The delinquency rate for mortgage loans on one-to-four-unit... View Article
Medical emergencies often trigger significant debt and a measurable rise in bankruptcy risk for U.S. households, including those who have... View Article
Rising delinquencies are now showing up among higher‑income borrowers, not just lower‑income households. Key points from the article and related... View Article
Upstart is signaling that its AI-driven, data‑intensive underwriting model is now bumping up against a much stricter, more fragmented privacy... View Article
Houstonians are using payday loans at dramatically higher rates than the rest of the country, largely to cover basic needs... View Article
The Role AI Plays in Data Privacy AI plays a dual role in data privacy: it both amplifies privacy risks... View Article
While your tax refund comes with certain protections, the type of debt you owe and who’s collecting it makes all... View Article
The exchange for the debt economy
The exchange for the debt economy
RMAi-Certified Debt Buyer© Copyright 2026 Credit and Collection News