Debt and the Moral Case Against Third-Party Collectors
August 13, 2025 12:19 pm Leave your thoughtsSt. Augustine once defined peace as “the tranquility of order.” That’s a fine definition: compact, moral and meaningful. But... View Article
Author Archives for steve
As Charge-Offs Rise, Nonprofit MMI Highlights Growing Demand for Debt Resolution Program
August 13, 2025 5:17 am Leave your thoughtsOne in five consumers seeking counseling from MMI now carry at least one charged-off credit card balance, often hounded... View Article
NCUA Approves 45 Credit Union Mergers During 2025’s Second Quarter
August 13, 2025 1:00 am Leave your thoughtsThe NCUA approved 45 mergers during the second quarter of 2025, according to the federal agency’s Q2 Merger Activity and... View Article
Trump Issues Executive Order Prohibiting ‘Debanking’
August 12, 2025 11:50 pm Leave your thoughtsPresident Trump has issued an Executive Order directing banking agencies to adopt policies to ensure that financial institutions do not... View Article
Texans Have Most Accounts In Collections In U.S.
August 12, 2025 11:02 pm Leave your thoughts(NEXSTAR) — Few things on your credit report can affect your credit score like having an account in collections.... View Article
CFPB Evaluates Market Thresholds For Supervised Entities
August 12, 2025 8:00 pm Leave your thoughtsThe bureau is considering changes to the monetary thresholds for regulation of specific industries, including debt collection and consumer reporting.... View Article
CFPB Opens Comments On Nonbank Regulation
August 12, 2025 8:00 pm Leave your thoughtsHighlights The CFPB is initiating a proposed rulemaking process to scale back its supervision, primarily by redefining “larger participants” in... View Article
Most Americans Get This Wrong About Medical Debt After Death—Don’t Be One of Them
August 12, 2025 7:47 pm Leave your thoughtsLosing a loved one is hard enough, but bereaved people may face a double slam when the medical bills arrive.... View Article
Serious Delinquency Rates for Subprime & Prime Auto Loans
August 12, 2025 7:09 pm Leave your thoughtsSubprime is, as always, in trouble, which is why it’s subprime – high-risk-high-profit auto sales & lending that can entail... View Article
What debt collectors can and can’t take in Texas: A guide to protected assets
August 12, 2025 6:52 pm Leave your thoughtsQ: What assets are protected from seizure by collection agencies that have purchased a person’s unsecured outstanding credit card debt... View Article
