Student Loan Debt Collection Begins For Borrowers
January 7, 2026 9:00 pm Leave your thoughtsStudent loan debt collection has restarted for federal borrowers who are in default, and the first wave of wage-garnishment notices... View Article
Author Archives for steve
Bankruptcy Filings Soar In 2025
January 7, 2026 8:38 pm Leave your thoughtsBankruptcy filings did jump significantly in 2025, but they are generally rising back toward, or modestly above, historical norms rather... View Article
US Bank Profits Surge On Investment Banking Jump In Fourth Quarter
January 7, 2026 8:03 pm Leave your thoughtsUS bank profits in the latest reported fourth quarter are surging mainly because investment banking revenues have rebounded sharply as... View Article
CFPB Adjusts HMDA Asset Exemption Threshold
January 7, 2026 7:32 pm Leave your thoughtsThe CFPB has raised the HMDA asset-size exemption threshold to $59 million for 2026 HMDA data collection and reporting. Banks,... View Article
California 2025 Legislative Wrap-Up: More Privacy And First-Of-Its Kind AI Laws Adopted
January 7, 2026 7:00 pm Leave your thoughtsCalifornia’s 2025 legislative session produced a cluster of new privacy requirements and several first-in-the-nation AI transparency and safety laws, cementing... View Article
CFPB Draws Line Between Earned Wage Access and Credit
January 7, 2026 6:07 pm Leave your thoughtsEarned wage access is moving to solidify status as a core feature of modern work, reshaping how millions of workers... View Article
Big changes are coming for the Apple Credit Card, Savings Account
January 7, 2026 5:42 pm Leave your thoughtsApple is moving its credit card and its linked high‑yield Savings account from Goldman Sachs to JPMorgan Chase over roughly... View Article
FCC Extends Waiver of TCPA Consent Rule Providing “Stop One Means Stop All”
January 7, 2026 5:37 pm Leave your thoughtsLast October, the Federal Communications Commission (FCC or “Commission”) sought comments on modifying the “stop one means stop all” revocation... View Article
Minnesota Foreclosure Strategy: Advertisement vs. Action for Lenders
January 7, 2026 1:53 pm Leave your thoughtsStrategic Considerations for Lenders When a borrower defaults on a mortgage, Minnesota lenders face a critical strategic decision: pursue foreclosure... View Article
Dutch Fintech Bunq Reapplies to Become a Bank in the US
January 7, 2026 12:01 pm Leave your thoughtsDutch neobank bunq has just reapplied for a US national banking charter, restarting its push to operate as a full-service... View Article
