Author Archives for steve

Identity Theft Awareness Week starts today

January 27, 2026 7:48 am Published by steve Leave your thoughts

Identity theft is one of the most-reported problems to the FTC every year. So, chances are, it’s affected you or... View Article

Credit Unions Turn to FinTechs to Fast Track Digital Upgrades

January 27, 2026 4:00 am Published by steve Leave your thoughts

Credit union innovation is no longer something that happens quietly in the background. It has become a defining factor in... View Article

FTC Abandons Non-Compete Rule: Implications For The Future Of Non-Competes And Their Enforceability

January 26, 2026 9:49 pm Published by steve Leave your thoughts

The FTC’s nationwide ban on most employee non-compete agreements is no longer moving forward, so enforceability has reverted to state... View Article

Why The Future Of Credit Is A Platform, Not Just A Card

January 26, 2026 8:07 pm Published by steve Leave your thoughts

How Legacy Systems Hold Back Innovation While many banks talk about digital transformation, far fewer have modernised the systems that... View Article

National Mortgage Delinquency Rate Dropped to 3.68%

January 26, 2026 6:35 pm Published by steve Leave your thoughts

The national mortgage delinquency rate fell by 16 basis points (bps) in December to 3.68% following November’s calendar related high,... View Article

The Case for Capping Credit Card Interest Rates

January 26, 2026 6:00 pm Published by steve Leave your thoughts

Two weeks ago, President Donald Trump shocked the banking industry by announcing his support for capping credit card interest rates... View Article