The exchange for the debt economy
Why Trump’s Credit Card Rate Cap Is a Bad Idea
Perhaps feeling the heat of “affordability” concerns, President Donald Trump recently revived one of those bad ideas that ...
Make Hay While The Sun Is Shining
Eric Johnson I grew up in a small town and farming community 40 miles outside of Oklahoma City. ...
HUD Proposes to Eliminate Disparate Impact Regulation: Robust Effect or Just Business?
Written By Richard Horn On January 14, 2026, the Department of Housing and Urban Development (HUD) published a ...
Mortgage Lender and Appraisal Management Companies Face Class Action Lawsuit Over Appraisal Management Fee Disclosure: Is TRID a Defense or a Detriment?
Jan 16, 2026 Written By Richard Horn On December 16, 2025, a class action lawsuit was filed in ...
The Biggest AI Mistake Leaders Make Has Nothing to Do With the Technology Itself
The biggest barrier to AI success isn’t technical. It’s the leadership mindset shaping how the tech is deployed ...
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The exchange for the debt economy