Senate Bill Would Cap Consumer Interest Rates At 36%
February 12, 2026 11:59 pmA new Democratic Senate bill—the Predatory Lending Elimination Act—has been introduced to impose a nationwide 36% APR cap (including fees)... View Article
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Chicago To Sell $1B In Debt From Unpaid Fees Despite Uncertain Buyers
February 12, 2026 10:53 pmChicago plans to package and sell about $1 billion in long-uncollected city debt—primarily unpaid parking tickets, red‑light and speed... View Article
CFPB Beats Lawsuit Over Home Energy Loan Transparency Rules
February 12, 2026 10:27 pmA federal district court in Florida has dismissed a trade group’s challenge to the CFPB’s 2024 transparency rule that applies... View Article
Mortgage Delinquencies Increased In Q4 2025
February 12, 2026 9:28 pmFrom the MBA: Mortgage Delinquencies Increase in the Fourth Quarter of 2025 The delinquency rate for mortgage loans on one-to-four-unit... View Article
Medical emergencies can lead to debt and bankruptcy — even for insured Americans
February 12, 2026 7:56 pmMedical emergencies often trigger significant debt and a measurable rise in bankruptcy risk for U.S. households, including those who have... View Article
Americans With Higher Incomes Are Starting to Fall Behind on Payments
February 12, 2026 7:47 pmRising delinquencies are now showing up among higher‑income borrowers, not just lower‑income households. Key points from the article and related... View Article
Upstart Faces Rising Data Privacy Risks as Stricter Laws Drive Up Compliance Costs and Legal Exposure
February 12, 2026 7:01 pmUpstart is signaling that its AI-driven, data‑intensive underwriting model is now bumping up against a much stricter, more fragmented privacy... View Article
Many Houstonians turning to payday loans to meet needs
February 12, 2026 5:03 pmHoustonians are using payday loans at dramatically higher rates than the rest of the country, largely to cover basic needs... View Article
The Role AI Plays in Data Privacy
February 12, 2026 5:00 pmThe Role AI Plays in Data Privacy AI plays a dual role in data privacy: it both amplifies privacy risks... View Article
Can a debt collector garnish your IRS tax refund?
February 12, 2026 4:03 pmWhile your tax refund comes with certain protections, the type of debt you owe and who’s collecting it makes all... View Article
