CFPB Releases Details On The Nonbank Registry (NBR) Portal And Public Database

August 25, 2024 11:59 pm
Modern Recovery Management
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The CFPB Nonbank Registry helps covered nonbanks understand, register, and comply with the Nonbank Registration Rule – Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders. Learn more about company registration, order registration, and reporting requirements below.

About the Nonbank Registry

The CFPB’s Nonbank Registration Regulation (12 CFR 1092) prescribes rules governing the registration of nonbanks, and the collection and submission of registration information by such persons, and for public release of the collected information as appropriate. The first rule, issued on June 3, 2024, finalized the Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders Final Rule (also referred to as the NBR Orders Rule), which establishes a nonbank registry of certain nonbanks with public agency and court orders. The purpose of this nonbank registry is to detect and deter corporate offenders that have broken consumer laws and are subject to federal, state, or local government or court orders.

This page provides resources for registration and will be the access point for the public registry data.

Key Dates – Implementation Submission Periods

* The final rule requires any dates that fall on a Saturday, Sunday, or Federal holiday be converted to the next day that is not a Saturday, Sunday, or Federal holiday. These implementation submission period dates have been adjusted accordingly.

Covered Nonbank Type Registration Submission Period Registration Deadline

Larger Participant CFPB-Supervised Covered Nonbanks

October 16, 2024 through January 14, 2025

January 14, 2025

Other CFPB-Supervised Covered Nonbanks

January 14, 2025 through April 14, 2025

April 14, 2025

All Other Covered Nonbanks

April 14, 2025 through July 14, 2025

July 14, 2025*

Resources for Filers – Covered Nonbanks

Filing Instructions Guide (FIG)

Nonbank Registration Orders Final Rule Executive Summary

End-user Reference Materials

Company Registration Sample Form

Instructions for Viewing State Regulatory Actions in NMLS

Other resources coming soon:

  • Quick Reference User Guides
  • Additional Sample Forms

Register in the NBR Portal

The Nonbank Registry Portal is not yet deployed. CFPB plans to go-live with the Portal on Wednesday, October 16, 2024. Please check back on this page for updates.

On and after the go-live date, click the ‘Get Started’ button below to start the registration process.

Get Started

Proposed NBR public database

The NBR Regulation authorizes the CFPB to publish certain information from the nonbank registry online for use by the public and other regulators. It also authorizes the CFPB to publish aggregations or summary reports using the information submitted to the registry. Once the data is published, it will be available to download from this page.

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