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The pandemic changed many things, particularly in the realm of payments. During that period, people did not spend as much, some received supplemental income, and as a result, repayment rates reached unprecedented levels. One client even referred to this phenomenon as the “Great American Payoff,” with high risk segments paying off debts at unprecedented rates. […]
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Fair Isaac Corporation published this content on August 15, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on August 15, 2025 at 11:35 UTC.