FDIC Issues Seven Enforcement Orders For November 2025

December 30, 2025 8:28 pm
Defense and Compliance Attorneys

Source: site

FDIC announced that it issued seven administrative enforcement orders in November 2025, covering one bank consent order, two individual prohibition orders, and four orders terminating prior actions or insurance.

What the FDIC Announced

  • FDIC made public a total of seven orders relating to actions taken in November 2025, including one order that had been omitted earlier.

  • The agency also noted that there are no administrative hearings scheduled for January 2026.

Types of November 2025 Orders

  • One consent order.

  • Two prohibition orders (barring further participation by certain institution‑affiliated parties).

  • Two orders terminating consent orders.

  • One order of termination of insurance.

  • One order terminating proceedings.

Institutions Named in the Orders

  • Consent order: SouthPoint Bank, Birmingham, Alabama.

  • Prohibition orders: b1Bank, Baton Rouge, Louisiana; Truist Bank, Charlotte, North Carolina.

  • Terminations of consent orders: Bank of Louisiana, New Orleans, Louisiana; Citizens Bank & Trust Company of Vivian, Vivian, Louisiana.

  • Termination of insurance: Community Valley Bank, El Centro, California.

  • Termination of proceedings: Vermont State Bank, Vermont, Illinois.

At‑a‑Glance Table

Order type Institution / party (if named) Location
Consent order SouthPoint Bank Birmingham, Alabama
Prohibition order b1Bank (institution‑affiliated party) Baton Rouge, Louisiana
Prohibition order Truist Bank (institution‑affiliated party) Charlotte, North Carolina
Terminating consent order Bank of Louisiana New Orleans, Louisiana
Terminating consent order Citizens Bank & Trust Company of Vivian Vivian, Louisiana
Termination of insurance Community Valley Bank El Centro, California
Terminating proceedings Vermont State Bank Vermont, Illinois

Where to Read the Actual Orders

  • The full text of each order is available through the FDIC “Enforcement Decisions and Orders” portal, which lists all final enforcement orders and related notices.

  • The November 2025 set is linked from the FDIC’s December 29, 2025 press release titled “FDIC Publishes November Enforcement Actions.”

In November 2025, one bank received a consent order and two banks were associated with prohibition orders.

  • Consent order: SouthPoint Bank, Birmingham, Alabama.

  • Prohibition orders (orders of prohibition from further participation):

    • b1Bank, Baton Rouge, Louisiana.

    • Truist Bank, Charlotte, North Carolina.

Quick reference table

Order type Bank City, State
Consent SouthPoint Bank Birmingham, Alabama
Prohibition b1Bank Baton Rouge, Louisiana
Prohibition Truist Bank Charlotte, North Carolina

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