The exchange for the debt economy
A former work-from-home employee of a Tacoma-based credit union was sentenced to federal prison for using insider access to facilitate a scheme that stole about 345,000 dollars from member accounts. News coverage widely describes this as a bank fraud and member data theft scheme involving misuse of customer account information.
Who was sentenced
The defendant is identified in federal court records and multiple news reports as Aneicia Ford, a 32‑year‑old former credit union employee living in Tacoma, Washington. She worked briefly in a remote position for the credit union before being terminated, but during that time she accessed and misused member account data.
What the scheme involved
Ford used her authorized employee access to view member accounts and copy personally identifying information, including details that allowed others to take over those accounts. She then provided this data to a co‑defendant, who created false identifications, obtained debit cards, and coordinated withdrawals and purchases that ultimately drained funds from victim accounts, totaling about 345,014 dollars.
Sentence and legal outcome
In early December 2025, a federal judge in the Western District of Washington sentenced Ford to 30 months in prison for her role in the bank fraud conspiracy. In addition to the prison term, the court ordered supervised release and restitution obligations to repay the losses to the victim credit union and its members.
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