On April 7, 2026, the OCC and FDIC jointly issued a final rule that removes “reputation risk” from their supervisory programs and codifies a prohibition on using it as a basis for supervisory criticism or adverse action against banks. Key ...

RESTON, Va., April 08, 2026--(BUSINESS WIRE)--Nacha today welcomed Walrus Security as a Nacha Preferred Partner for Account Validation, Fraud Monitoring, and Risk and Fraud Prevention. Walrus Security's DoubleCheck platform verifies the authenticity of ACH payment details before the payments are ...

What the headline is signaling More lenders (banks, captives, independents, and fintechs) are actively targeting borrowers with thin credit files or below‑prime scores, rather than avoiding them. As additional capital and competitors enter this space, the pricing and terms that ...

Knowing how multiple garnishments work could be the difference between recovery and a major cash-flow issue. Borrowers are carrying more debt than ever right now, and it's having a big impact on their overall financial health. Total household debt has ...

There is not a new, unifying decision holding that text messages are or are not “calls” for TCPA Do‑Not‑Call (DNC) purposes; however the recent trend in the post‑Chevron / post‑Loper Bright landscape is confusing. Multiple federal district courts have recently ...

BALTIMORE — Lawmakers in Annapolis are pushing a bill to help Maryland drivers buried in thousands of dollars of toll debt. The legislation would allow the Maryland Transportation Authority to waive some fees and penalties even after the debt is ...

Subprime auto loan delinquencies have recently climbed to their highest levels in roughly a decade-plus, signaling mounting stress among lower‑income borrowers but not (yet) a systemic credit event. What “11‑Year High” Refers To Fitch Ratings has reported that delinquencies in ...

SAN DIEGO (KGTV) — New data released by LendingTree shows 41 percent of "buy now, pay later" users have made at least one late payment in the past year. That is up from 34 percent previously. This comes as 91.5 ...

The U.S. District Court for the Eastern District of Missouri granted summary judgment to the Department of Justice and State of Wisconsin against Defendant Christopher Lee Carroll, finding he was a “mastermind” of an unlawful timeshare exit services scheme that ...