Nacha Announces Prometeo is a Nacha Preferred Partner for Account Validation/Open Banking

Nacha has designated Prometeo as a Nacha Preferred Partner in the Account Validation and Open Banking categories, recognizing its single‑API platform for ACH account verification and payments across the U.S. and Latin America.

What Nacha Announced

• Nacha announced from Reston, VA that Prometeo is now a Nacha Preferred Partner for Account Validation/Open Banking as of April 15, 2026.

• Nacha highlighted that account validation is a component of sound risk management and a core part of keeping the ACH Network secure.

• The Preferred Partner designation aligns Prometeo’s services with Nacha’s strategy of advancing the ACH Network through improved validation and open‑banking connectivity.

What Prometeo Provides

• Prometeo offers a single API that normalizes multiple bank formats into a standard language and enriches incomplete data so transactions can be completed reliably.

• Through this API, organizations can validate bank accounts and identity data, then initiate domestic and cross‑border account‑to‑account payments without building separate bank or country integrations.

• Prometeo’s Name Match and ownership‑check capabilities let clients verify account existence and likely ownership (via routing/account plus expected beneficiary name) without requiring end‑user login, supporting at‑scale, pre‑payment checks.

Why This Matters for ACH / Risk

• Nacha’s Account Validation Rule and guidance call for “commercially reasonable” validation of first‑use consumer accounts for ACH, especially WEB debits.

• Prometeo’s bank account verification with Name Match is explicitly positioned as supporting Nacha’s account validation expectations by reducing returns, misdirected payments, and fraud.

• For high‑volume use cases (payroll, vendor payouts, marketplaces, embedded treasury), quiet pre‑funds verification helps streamline operations while satisfying risk‑management expectations.

Context: Nacha Preferred Partner Program

• Nacha’s Preferred Partner Program recognizes providers whose solutions advance areas such as Account Validation, Open Banking, ACH Experience, and Risk and Fraud Prevention.

• Other partners (e.g., Mastercard/Finicity, ValidiFI, Bottomline) occupy similar categories, indicating a broader Nacha focus on open banking‑enabled validation and fraud controls around ACH.