Nearly two-thirds of homebuyers worry about AI-driven identity theft

Nearly two-thirds of homebuyers are concerned that artificial intelligence will make it easier for criminals to steal their identities during the buying process, especially when sharing sensitive documents online. This worry reflects broader anxiety about AI-powered fraud and deepfake scams across financial and real estate transactions.​

Where the headline comes from

The “nearly two-thirds” figure refers to survey research showing about 62% of UK homebuyers are worried about AI-driven identity theft when they have to share ID documents and financial information as part of a property purchase. The study highlights that many still send passports and bank statements over email or messaging apps, which are not designed for secure identity verification.​

Why homebuyers are worried

AI tools now make it easier to create convincing fake identity documents, deepfake videos, and synthetic identities, which can be used to hijack real estate deals or divert funds. Regulators and industry groups have warned about AI-enabled phishing, spoofed agents or sellers, and fraudulent wiring instructions targeting buyers’ deposits and closing funds.​

How this fits a larger trend

Multiple recent surveys show rising concern that AI has made scams and identity theft harder to detect, with large majorities of consumers saying AI-driven fraud is now a top security threat. In real estate specifically, agencies and lenders report that fear of AI fraud is one reason some consumers hesitate to adopt new digital or AI-based tools in the homebuying process.​

Practical takeaways for homebuyers

To reduce AI-related identity theft risk, experts recommend using secure, dedicated verification portals instead of email or messaging apps, enabling multi-factor authentication, and confirming wiring instructions by phone using trusted numbers. Buyers are also encouraged to ask their agents, lenders, and title companies what anti-fraud and identity verification tools they use—including any AI-based protections—to safeguard sensitive data and transaction funds.​