Purdue Federal Credit Union focuses on smart holiday shopping with Cash Rewards Program

“Purdue Federal Credit Union focuses on smart holiday shopping with Cash Rewards Program” is a recent news piece highlighting how Purdue Federal is using its Cash Rewards Visa credit card program and a limited‑time holiday promo to help members manage seasonal spending.​

Article overview

• The piece explains that Purdue Federal encourages members to set realistic holiday budgets, track spending, and use its Cash Rewards Visa cards to earn money back on purchases instead of taking on long‑term debt.​

• It frames the program as part of the credit union’s emphasis on financial wellness during the high‑spending holiday period, combining practical budgeting tips with rewards incentives.​

Cash Rewards Program details

• All Purdue Federal Visa credit cards are automatically enrolled in the Cash Rewards Program, which gives cardholders points on every purchase with no category restrictions.​

• Points can be redeemed as instant cash deposits into checking or savings accounts or donated to Purdue‑related organizations such as Purdue for Life (formerly Purdue Alumni Association) or the John Purdue Club.​

Holiday cash‑back promotion

• For the current holiday season, Purdue Federal is running a special promotion through December 31 that lets eligible cardholders earn up to 5% cash back on qualifying purchases, above the usual year‑round rates of up to about 2% depending on card type and My Member Perks status.​

• The promotion is designed to help offset seasonal expenses like gifts, travel, food, and decorations, while members track spending and set alerts through digital banking and the mobile app.​

Smart holiday shopping tips mentioned

• The article urges shoppers to create a detailed holiday budget, start early, and use sales, loyalty programs, and online deals, while considering meaningful experiences or personalized gifts in place of expensive items.​

• It also suggests saving on travel and decorations by being flexible on dates, reusing decor, trying DIY projects, or waiting for post‑holiday sales, and reminds members to pay card balances in full to avoid interest while still earning rewards.​