Synchrony posts April 2026 monthly charge-off rate of 5.5% and 30+ delinquency at 4.3%

Synchrony reported April charge-off and delinquency stats: net charge-off rate 5.5% and 30+ delinquency 4.3%.

Key Highlights:

• Period-end loan receivables were $100.9B as of Apr 30, 2026, showing stability versus prior months.
• 30+ delinquency rate fell to 4.3% in Apr from 4.5% in Mar, indicating modest improvement in delinquencies.
• Net charge-off rate was 5.5% in Apr 2026, down from 5.8% in Mar 2026.
• Adjusted net charge-off rate for Apr was 5.6% after a 0.1% recovery adjustment allocated to the month.
• Company will continue furnishing these monthly statistics and will provide quarter-end months with quarterly financial results.

Original SEC Filing: Synchrony Financial [ SYF ] – 8-K – May. 14, 2026