Defense and Compliance Attorneys
Source: site
The city with the highest mortgage delinquency rate in 2025 is Laredo, Texas, where around 24% of mortgages were in delinquent status as of the second quarter of 2025. This rate is significantly higher than any other major city, with no other city surpassing 19% delinquency. Additionally, Laredo saw a nearly 6% increase in its delinquency rate from Q1 to Q2 of 2025.​
Other cities with high mortgage delinquency rates include Detroit, Newark (New Jersey), Baton Rouge (Louisiana), and Philadelphia, while cities like San Francisco and San Jose have some of the lowest delinquency rates.
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