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Quarterly reported overdraft and NSF revenue was $2.2 billion in the first quarter of 2022 compared to $2.7 billion in the first quarter, on average, from 2015-2019; $2.0 billion in the second quarter of 2022 compared to $2.8 billion in the second quarter, on average, from 2015-2019; $1.9 billion in the third quarter of 2022 compared to $3.0 billion in the third quarter, on average, from 2015-2019; $1.6 billion in the fourth quarter of 2022 compared to $3.0 billion in the fourth quarter, on average, from 2015-2019.
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Overdraft/NSF Revenue Down Nearly 50% Versus Pre-Pandemic Levels

Q4 2022 data suggest over $5.5 billion reduction on annual basis going forward; fees still totaled $7.7 billion ...
Q1 Auto Delinquency Numbers Soar
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Q1 Auto Delinquency Numbers Soar

Inflation is clearly taking its toll on the American consumer. Groceries, rent, credit card bills and record car ...
Credit Unions Bracing For Delinquency Surge
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Credit Unions Bracing For Delinquency Surge

Over the past year, credit unions in the United States have experienced considerable growth, even in the face ...
Bankers' Associations File Challenge To CFPB Small Business Data Collection Rule
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Bankers’ Associations File Challenge To CFPB Small Business Data Collection Rule

Within a little less than four weeks after the publication on March 30, by the Consumer Financial Protection ...
Colorado Bankruptcy Ruling Clarifies Debt Collection Rules
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Colorado Bankruptcy Ruling Clarifies Debt Collection Rules

On April 24, the Colorado Supreme Court issued its highly anticipated decision in U.S. Bank National Association v ...

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