Our experts and industry insiders blog the latest news, studies and current events from inside the credit card industry. Our articles follow strict editorial guidelines. KEY TAKEAWAYS Zelle has added at least 178 financial institutions to its network in the ...

VisualCommunications/Getty Images Credit card delinquency rates dropped in the first quarter, while interest rates reached historically high levels — both signs that suggest card issuers have tightened their underwriting standards. The average purchase annual percentage rate for general-purpose cards climbed ...

As challenges mount and workforces dwindle, much of Europe risks going broke — just not as quickly as France. While Bayrou’s presentation conveyed the impossibility of carrying on with business as usual, the reactions to it only showed how hard ...

Congress has come to the rescue for vets and troops at risk of losing their homes after the Trump administration abruptly withdrew a VA safety net for homeowners. The Senate has passed a long-awaited fix for veterans designed to keep ...

Experian makes major change with millions of users set to benefit A major borrowing weapon has axed its £14.99 a month fee so you can check your credit score and file for FREE. Millions can now view their full Experian ...

American Express's (NYSE:AXP) consumer credit card delinquency and net charge-off rates were unchanged in June, as its prime credit customers proved resilient, according to the company's filing posted on Tuesday. U.S. consumer card member delinquency rate was 1.3% in June, flat ...

U.S. Senators Brian Schatz, of Hawaii, and John Kennedy, of Louisiana, announced a bipartisan bill to create new rules around subscription business models, forcing what they said was more transparency and fairness. The two Senators, a Democrat and a Republican, ...

Prohibitions on credit reporting and garnishing wages regarding medical debt will start in January 2026, and new limits on medical debt interest are now in effect. Prohibitions on credit reporting and Rhode Island Gov. Daniel McKee signed two measures on ...

NORFOLK, Va., July 14, 2025 /PRNewswire/ -- PRA Group, Inc. (Nasdaq: PRAA), a global leader in acquiring and collecting nonperforming loans, will report its second quarter 2025 results after market close on Monday, August 4, 2025, followed by a webcast and ...