Huizar v. TransUnion LLC is a December 17, 2025 Northern District of Indiana decision holding that whether TransUnion’s reinvestigation of the plaintiff’s credit dispute was “reasonable” under the FCRA presents factual issues that must be decided by a jury, not ...

House Oversight Hearing on FCC Puts Chairman in Spotlight The phrase “House Oversight Hearing on FCC Puts Chairman in Spotlight” refers to a January 2026 House Communications and Technology Subcommittee oversight hearing where FCC Chairman Brendan Carr faced intense, highly ...

Bank of America CEO Brian Moynihan has warned that interest‑bearing stablecoins could draw as much as $6 trillion out of U.S. bank deposits, roughly 30–35% of total commercial bank deposits, if regulation allows them to pay yield similar to bank ...

President Trump has called for a one‑year 10% cap on credit card interest rates, and that threat is pressuring big bank stocks and clouding what were otherwise solid quarterly earnings reports. If implemented as described, the move could strip billions ...

Gesa Credit Union’s recent Holiday Giving Campaign collected more than 900 toys and provided gifts to 43 families, reaching a total of 187 people across Washington and North Idaho.​ What the campaign did The campaign ran from Nov. 17 to ...

The Credit Card Competition Act (CCCA) is once again back with Congress after first being proposed in 2022. The bipartisan legislation pits merchants against banks in a document aimed at lowering credit card swipe fees on each business transaction. This ...

On December 19, the governor of New York signed into law an act to amend the general business law, establishing a right of action for claims arising out of coerced debts. The legislation defines “coerced debt” as debt incurred through ...

The draft Senate crypto market structure bill would bar paying interest or yield solely for holding payment stablecoins, while also opening the door for banks and their affiliates to trade, lend, and otherwise deal in digital assets far more broadly.​ ...

Japan saw about 10,300 corporate bankruptcies in 2025, the highest annual level in 12 years and the fourth straight yearly increase. The rise was modestly higher than 2024 (up 2.9% year on year) but still signals mounting pressure on especially ...