Suit alleges collection agency sent deceptive letters to drivers involved in collisions By Teresa Moss A class action case alleges a collection company used deceptive practices when it sent notices claiming consumers owed debt from motor vehicle collision incidents. The ...

Predictive tools tailor repayment messages to borrowers. Quebec’s financial regulator has opened a review into how AI tools are being used to collect consumer debt across the province. The Autorité des marchés financiers is examining whether automated systems comply with ...

Landlords and tenants can avoid late rent in 2026 by combining clear expectations, easy payment systems, and early, honest communication about money issues. Set clear, written expectations Put the rent amount, due date, grace period, late fee, and all accepted ...

NCUA has issued its first GENIUS Act implementing proposal, setting out how credit union–affiliated entities can become licensed payment stablecoin issuers and how FICUs may invest in them. High‑level status On February 11–12, 2026, NCUA released a Notice of Proposed ...

Francesca’s, a beloved women’s boutique and mall staple, has abruptly stopped all online ordering as it winds down operations following a bankruptcy filing earlier this month. Online ordering abruptly halted Francesca’s official website now shows that, as of Feb. 12, the ...

A new Democratic Senate bill—the Predatory Lending Elimination Act—has been introduced to impose a nationwide 36% APR cap (including fees) on most forms of consumer credit, effectively extending the Military Lending Act standard to all consumers. What the bill does ...

U.S. mortgage delinquencies moved higher in Q4 2025, with the pressure concentrated in FHA and other lower‑income borrower segments rather than a broad systemic breakdown. Headline numbers The seasonally adjusted delinquency rate on one‑to‑four‑unit residential mortgages rose to 4.26% of ...

The “46% surge” refers specifically to U.S. Chapter 12 farm bankruptcy filings, which rose from about 216 cases in 2024 to 315 in 2025, according to U.S. Courts data summarized by the American Farm Bureau Federation and others. What the ...

RALEIGH, N.C., Feb. 16, 2026 (GLOBE NEWSWIRE) -- The State Employees’ Credit Union (SECU) Foundation Board of Directors has approved more than $9 million in funding for 23 non-profit organizations throughout North Carolina in its most recent grantmaking session. These ...