The Consumer Financial Protection Bureau (CFPB) has proposed significant changes to anti-discrimination protections, aiming to narrow the scope of long-standing fair-lending rules rooted in the Equal Credit Opportunity Act (ECOA). The most notable rollback would eliminate regulators’ ability to use ...

Kikoff's One Million-Plus Members will be Equipped to Achieve their Personalized Credit Score Goals and Advance their Financial Health ATLANTA and SAN FRANCISCO, Nov. 18, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) and Kikoff, a personal finance platform that expands access ...

Nearly a quarter (about 24%) of American households are living paycheck to paycheck in 2025, according to a recent analysis by the Bank of America Institute. This figure represents a slight increase from 23.5% in 2024. The rise in paycheck-to-paycheck ...

Maryland's recent privacy crackdown, anchored by the Maryland Online Data Privacy Act (MODPA), sets a new national standard for disclosure compliance and data protection. The law went into effect on October 1, 2025, and introduces some of the strictest requirements ...

Scotiabank has been ordered to pay nearly $34,000 after Consumer Protection BC determined the bank harassed a client by making over 100 collection calls, despite being told to communicate only through the client's lawyer. The agency found this conduct violated ...

Responsible innovation in AI and data privacy requires a new playbook because traditional approaches to privacy and compliance cannot keep pace with rapid technological change, data complexity, and the scale of potential risks posed by AI systems. Addressing data privacy ...

Foreclosures increased for the eighth consecutive month in October, as high costs continue to push activity toward pre-pandemic levels. Total foreclosures in the United States eclipsed 36,000 last month, up 3% from September and 19% from the same time a ...

SoftBank has secured approval from the US Federal Trade Commission (FTC) for its $6.5 billion acquisition of US-based chip designer Ampere Computing, with the FTC ending its probe into the deal that began in July 2025. This regulatory clearance removes ...

Bill Ackman has proposed a three-step plan to reform Fannie Mae and Freddie Mac, which emphasizes operational reform rather than an immediate IPO or merger of the two entities.​ Ackman's Three-Step Plan The first step in Ackman's plan is for ...