Auto lending is undergoing a transformation as financial institutions redefine how they assess creditworthiness. New credit evaluation methods are making it possible for more individuals, especially those with limited credit histories, to seek financing options for vehicles. This shift is ...

In a room outside the Maryland State Senate chamber last winter, consumer advocates were meeting privately with lawmakers to explain how borrowers were losing their homes over “zombie” loans, old second mortgages that they hadn’t heard from lenders about in ...

Gervacio v. LVNV Funding out of the N.D. Ill. is a recent example of a furnisher defeating FCRA claims where the challenged tradeline was, in the court’s view, technically accurate and not misleading.​ Case posture and facts Case: Gervacio v ...

Midway through the first quarter of 2026, American households are carrying record-breaking credit card debt. Once a quick and easy fix for simple expenses, it has had to turn into a financial lifeline for millions of Americans trying to manage ...

A new wave of Education Department data and independent analysis shows that federal student loan delinquency and default have surged to record levels since payments restarted, affecting millions of borrowers. What the new data shows Around 7.7–9 million federal student ...

Senators Coons and Murkowski proposed the Ending Scam Credit Repair Act to combat fraudulent credit repair practices. Quiver AI Summary Senators Coons and Murkowski introduce new legislation: U.S. Senators Chris Coons and Lisa Murkowski have introduced the Ending Scam Credit ...

A retired attorney, Kerry Lutz, has filed a federal lawsuit against six South Florida cities and several parking-app companies over how paid parking is enforced, especially where payment is app-only and signage is allegedly confusing or inadequate.​​ Core of the ...

Survey Shows 83% of Consumers Prefer Speaking With a Human Over AI PORTLAND, Ore., March 18, 2026 /PRNewswire/ -- The Federal Communications Commission (FCC) is considering new rules requiring customer service agents to be based in the United States, with ...

The British Business Bank’s Small Business Finance Markets 2025/26 report has found that gross SME bank lending increased by 9% to £68bn in 2025, making it the second highest level in the past 13 years after 2020’s covid peak, as ...