Credit bureau giant Equifax Australasia Workforce Solutions Pty Ltd (Equifax) has entered into a court-enforceable undertaking with the competition watchdog after admitting that its conduct when entering into exclusivity agreements had the potential to breach competition law (specifically, section 47 ...

The legislation would create important reports to curb abusive litigation practices while maintaining consumer protections in the FCRA. ACA International has joined a coalition of financial services, technology and banking associations to support important legislation to align the Fair Credit ...

Mortgage-related delinquencies are elevated but not at a record high, and the latest widely cited 4.5% figure refers to all household debt in some stage of delinquency, not just mortgages.​ What the 4.5% figure is The 4.5% number comes from ...

700Credit says a network breach exposed names, Social Security numbers and financial data of 5.8m+ Americans, prompting regulators and law firms to warn of identity theft risks. Summary 700Credit reported to the Maine Attorney General that 5,836,521 people were affected ...

The lawsuit traces the trouble back to the pandemic. In 2020, James entered a 16‑month COVID-19 forbearance, which he says was granted because of financial hardship and his need to support family members. As that relief period ended, he turned ...

The D.C. Circuit Court of Appeals has agreed that the full court (sitting en banc) will rehear a major case over President Trump’s attempt to effectively dismantle the Consumer Financial Protection Bureau (CFPB) through mass firings and defunding strategies. This ...

San Diego, CA, December 17, 2025 --(PR.com)-- Newsweek has named California Coast Credit Union one of America’s Best Credit Unions. Cal Coast received the publication’s top five-star rating in their 2026 listing of America’s best credit unions and banks. The annual ...

The full U.S. Court of Appeals for the District of Columbia Circuit has agreed to hear a case involving the Trump administration’s attempts to lay off nearly 90% of workers at the Consumer Financial Protection Bureau (CFPB). The move tosses ...

Editor’s Note: The Mortgage Mix is RISMedia’s biweekly highlight reel of need-to-know mortgage-industry happenings. Watch for it every other Friday afternoon. – A new proposal from the Consumer Financial Protection Bureau (CFPB) involving the Equal Credit Opportunity Act (ECOA) has ...