The administration and Fed are trying to tweak capital, supervision, and CFPB rules to entice banks—especially larger ones—back into holding more mortgages and servicing rights, and to lean less on nonbank originators. Banks, though, are signaling that incremental capital relief ...

The White House is reviewing a Consumer Financial Protection Bureau rule that will weaken fair lending enforcement by eliminating a tool used to weed out unintentional discrimination. The phrase refers to the CFPB’s pending overhaul of Regulation B that would ...

US leveraged loan default rates ticked higher in March, and the share of loans trading at distressed levels is now at its highest point in roughly three years. Key March metrics The distress ratio by amount (share of loans priced ...

Governor Abigail Spanberger is signing a bill that would start collecting information on school meal debt. Some wealthy school divisions don't bother collecting debt from students who can’t afford breakfast or lunch. They've got the money to pay for it, ...

Courts are now sharply divided on whether the TCPA’s national Do‑Not‑Call (DNC) provisions apply to text messages; some decisions hold they do, while a fast‑growing line of cases post‑Loper Bright holds they do not, treating “telephone call” as excluding SMS ...

Last year, only 10% of surveyed Americans reported they had asked large language models such as ChatGPT and Claude for financial advice. This year, 55% did so, according to TD Bank's second annual survey of 2,500 consumers, released Tuesday. Processing ...

Trepp reported that the delinquency rate for multifamily commercial mortgage-backed securities (CMBS) rose in March, exceeding its previous high set last October. The overall CMBS delinquency rate also rose. Overall CBMS delinquency rate higher For delinquencies, Trepp focuses on loans ...

BRYAN, Texas (KBTX) - This segment on The Three was paid for and sponsored by Chase. April is Financial Literacy Month, and protecting money has become as important as saving it, according to a fraud prevention expert at Chase. Darius ...

Russ Vought has requested new funding transfers from the Federal Reserve for the CFPB in 2026, but those requests remain significantly below the agency’s historical quarterly needs and are being made under court pressure rather than as part of a ...