Delinquency and charge-off rates on consumer credit have eased recently, helped by consumers slowing their borrowing and paying down balances, but levels remain elevated versus pre‑pandemic norms. What’s actually falling? Recent data show credit card charge-off rates have declined for ...

WASHINGTON, D.C. – In a letter sent to the Consumer Financial Protection Bureau (CFPB), the Consumer Bankers Association (CBA) responded to the Bureau’s Draft Strategic Plan for Fiscal Years 2026–2030. In the letter, CBA urged the agency to finalize a plan that is firmly ...

Americans are carrying record-high credit card balances, and a growing share cannot pay them off each month, leaving many households exposed to high interest costs and rising delinquencies. Where credit card debt stands now Americans now owe about $1.27–$1.28 trillion ...

The American Fintech Council (AFC), an association that represents many large online lenders and other Fintechs, says the Consumer Financial Protection Bureau (CFPB) strategic plan needs additional clarification. The CFPB is a relatively new regulatory that was one of the ...

Why this article is important: As foreclosure numbers increase, the time is fast coming for real estate agents to refresh their knowledge on foreclosure sales and alternative lender conduct. More foreclosures and foreclosure starts A growing number of foreclosure signs ...

The piece is about the CFPB union’s opposition to the Bureau’s request for a 45‑day fast‑track on its new workforce‑reduction plan, which the union calls an unnecessary “artificial deadline.” Core story The CFPB submitted a revised workforce reduction plan to ...

CHICAGO, April 23, 2026 /PRNewswire/ -- Alliant Credit Union has earned a Net Promoter Score® of 57, a result that significantly exceeds the average for financial institutions and underscores the credit union's focus on delivering exceptional member experiences. NPS is one ...

The new CFPB final rule significantly scales back fair lending protections under ECOA by eliminating disparate impact, narrowing “discouragement” protections, and constraining special purpose credit programs, which advocates argue will open the door to more discrimination in credit markets. What ...

CHICAGO– Attorney General Kwame Raoul today led a coalition of 23 attorneys general in urging the Consumer Financial Protection Bureau (CFPB) to scale back its plans that would severely reduce staffing, undermine the agency’s statutory obligation to supervise financial institutions, ...