NCUA has released a draft rule that creates a licensing and supervisory framework for credit‑union–affiliated stablecoin issuers under the GENIUS Act, opening a formal path for federally insured credit unions to participate in issuing payment stablecoins. What the proposal does ...

U.S. mortgage delinquencies moved higher in Q4 2025, with the pressure concentrated in FHA and other lower‑income borrower segments rather than a broad systemic breakdown. Headline numbers The seasonally adjusted delinquency rate on one‑to‑four‑unit residential mortgages rose to 4.26% of ...

The heads of Britain’s biggest banks are set to hold their first meeting this week to establish a national alternative to Visa and Mastercard, amid growing fears over President Trump’s ability to turn off US-owned payment systems. The meeting, chaired ...

Driven by strong improvements in product knowledge and trust, the Credit Perception Index score of Filipinos outside the capital stands at 73 in 2025 — matching those based in the capital Conventional credit tools such as credit cards and traditional ...

Predictive tools tailor repayment messages to borrowers. Quebec’s financial regulator has opened a review into how AI tools are being used to collect consumer debt across the province. The Autorité des marchés financiers is examining whether automated systems comply with ...

The Office of the Comptroller of the Currency has released the 2026 Dodd‑Frank Act company‑run stress test scenarios for large national banks and federal thrifts, consisting of a baseline and a severely adverse scenario that align with those used by ...

Chicago plans to package and sell about $1 billion in long-uncollected city debt—primarily unpaid parking tickets, red‑light and speed camera fines, and overdue utility bills—to private investors or collection firms as part of its 2026 budget plan. What the city ...

More evidence of the growing strain on Oregon’s economy: Business bankruptcies jumped 25% last year, to their highest point since 2013. Bankruptcy filings are up all over the country among consumers, small businesses and corporations. “The increase in bankruptcies reflects ...

The Fed reports that while delinquency rates for non-mortgage debt have mostly leveled off, auto and credit card balances increased in the final quarter of 2025. Data At a Glance: Credit card balances grew by $44 billion in the fourth ...