They are unlikely to materially impede loan accessibility in the near term, but they will increase compliance and servicing friction, especially for smaller and subprime lenders, which can indirectly tighten credit at the margin. The bigger, clearer impact is on ...

Commercial mortgage delinquency rates climbed to 4.02 percent in the first quarter of 2026, up from 3.86 percent in the fourth quarter of 2025, according to the Mortgage Bankers Association’s commercial real estate finance loan performance survey. Short-term delinquencies increased ...

The $1 civil money penalty is a legal mechanism to unlock the CFPB’s Civil Penalty Fund so the Bureau can pay relief to Synapse’s harmed customers despite the company’s bankruptcy and lack of assets. What the CFPB alleged Synapse, a ...

A Capitol Hill meeting brought America’s Credit Unions leaders—including President/CEO Scott Simpson—together with House Financial Services Subcommittee on Financial Institutions Chairman Andy Barr, R-Ky., Thursday. "We thank Chairman Barr for taking time to meet with America's Credit Unions and discuss ...

Article Summary The federal Office of the Comptroller of the Currency published two filings last week stating federal law prohibits states from regulating credit and debit card “swipe” fees. An Illinois law that would prohibit financial institutions from charging those ...

The Surveillance Accountability Act: A Possible Turning Point for LPR in the Repossession Industry New Federal Bill Introduced to Limit LPR Use The repossession industry has long operated at the intersection of fieldwork and information. In recent years, that balance ...

CHICAGO, April 30, 2026 (GLOBE NEWSWIRE) -- New TransUnion (NYSE: TRU) research confirms that the U.S. consumer credit market is increasingly splitting along a K‑shaped path, with the riskiest and least risky credit tiers experiencing the most pronounced shifts in ...

Anthropic just told the world that they built something too dangerous to let us use. That's not marketing spin. April 7, 2026, Anthropic announced Project Glasswing https://www.anthropic.com/glasswing, a coalition of heavyweights including AWS, Apple, Google, Microsoft, NVIDIA, CrowdStrike, and others, ...

The phrase is the headline of a recent article reporting survey data that 47% of U.S. adults say they’ve made a financial decision they later regretted because they didn’t fully understand the terms. What the headline refers to A survey ...