Here is a bad scenario. Your home floods, insurance drags its feet, and you desperately need federal disaster relief. You submit your application online, only to discover weeks later that AI-powered phantom applicants have already claimed your spot. Welcome to ...

PayPal Holdings Inc. plans to cut approximately 20% of its workforce over the next two to three years as part of new CEO Enrique Lores' turnaround strategy for the struggling payments company. With around 23,800 employees at the end of ...

A recent Michigan federal decision disqualified a plaintiff’s attorney in an FDCPA case based on conflicts arising from her prior defense-side work for affiliated collection agencies under a common “unified litigation” structure. Key recent case Case: Boyd v. H & ...

The U.S. consumer credit market is splitting more sharply along credit lines, with higher-credit borrowers gaining ground while lower-credit consumers face mounting financial pressure — a divide that is now showing up in mortgage performance and origination trends. New research ...

Caesars no longer accepts credit cards as a deposit method across all of its U.S. platforms, aligning with the broader industry shift. Caesars Entertainment has stopped accepting credit card deposits across its U.S. online gambling brands, marking the latest major ...

On April 22, 2026, the Consumer Financial Protection Bureau (CFPB), under Acting Director Russell Vought, issued a significant final rule reshaping the agency’s approach to fair lending enforcement under the Equal Credit Opportunity Act (ECOA) and Regulation B. While early ...

Buy now, pay later may have started as a checkout convenience, but for credit union members it is becoming a cash flow tool that could use a better home. That is the central opportunity outlined in the March 2026 Credit Union ...

Highlights Experian's integration of its real-time income and employment verification service with Launcher Solutions' appTRAKER platform enhances its position in digital lending infrastructure. Regulatory concerns over Experian's reporting of buy now, pay later loan data have emerged as Democratic senators ...

Nevada remains one of the most debt-burdened states in the country, according to a new report. The state has the highest rate of credit card delinquency in the nation at 16.3 percent, according to an analysis from Consumer Affairs that ...