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How CFPB Rulemaking Shifted In 2025
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How CFPB Rulemaking Shifted In 2025

CFPB rulemaking in 2025 shifted from an expansive, aggressive agenda toward a more restrained, deregulatory, and procedurally focused ...
Florida Court Stays TCPA Discovery While Weighing Whether Texts Are 'Calls'
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Florida Court Stays TCPA Discovery While Weighing Whether Texts Are ‘Calls’

A recent Southern District of Florida decision in McGonigle v. Pure Green Franchise Corp. has stayed TCPA discovery ...
FTC Abandons Non-Compete Rule: Implications For The Future Of Non-Competes And Their Enforceability
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FTC Abandons Non-Compete Rule: Implications For The Future Of Non-Competes And Their Enforceability

The FTC’s nationwide ban on most employee non-compete agreements is no longer moving forward, so enforceability has reverted ...
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Why The Future Of Credit Is A Platform, Not Just A Card

How Legacy Systems Hold Back Innovation While many banks talk about digital transformation, far fewer have modernised the ...
Understanding Loan Delinquency Rates: Trends and Impacts
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National Mortgage Delinquency Rate Dropped to 3.68%

The national mortgage delinquency rate fell by 16 basis points (bps) in December to 3.68% following November’s calendar ...

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