Credit markets are navigating one of their most challenging environments in years, with default rates climbing across both public and private debt. The consequences could extend beyond individual borrowers as a result of the relationships between lenders, investors, insurers, and ...

Home loans have become markedly less affordable in many U.S. states over the last few years, with the biggest squeeze in high‑cost coastal markets and certain fast‑growth interior states where prices and rates have outpaced incomes. What “less affordable” means ...

The Consumer Financial Protection Bureau (CFPB) finalized a rule on April 22, 2026, that changes how fair lending discrimination is enforced for mortgage borrowers under the Equal Credit Opportunity Act (ECOA). The biggest shift: lenders can no longer be held ...

If you’ve already been scammed out of your crypto, congratulations: you’re now a prime target for a second scam. This time, the person on the other end of the line claims to be from the government, and they say they ...

Following his controversial removal from the Federal Trade Commission, former Commissioner Alvaro Bedoya is reemerging in the public arena with a new podcast aimed at continuing his consumer protection advocacy—this time outside the constraints of federal office. Bedoya, who was ...

Pope Leo XIV’s new encyclical, Magnifica Humanitas, arrives at a moment of profound uncertainty about the future of human work and human purpose. The document is formally rooted in Catholic social teaching, but its central questions belong to everyone: What ...

The Consumer Financial Protection Bureau (CFPB) has ordered all staff to return to its Washington, D.C. headquarters, marking one of the clearest signals yet that the Trump administration is reasserting centralized control over the agency as part of a broader ...

The fastest-growing mortgage delinquency has been concentrated in a band of Southern and some Midwestern states, with recent data pointing especially to Mississippi, Louisiana, Arizona, Indiana, Iowa, Texas, Florida, South Carolina, Georgia, and parts of Florida/Minnesota counties as seeing the ...

SALT LAKE CITY (KUTV) — More Americans are turning to buy now, pay later loans, or BNPL, to cover purchases — including groceries — as rising costs continue to strain household budgets. While BNPL can help people who are short ...